In today’s splurge versus steal post, you’re getting an all J.Crew versus an all H&M outfit. You can replicate this outfit with something you already have in your closet or by buying any of these items, regardless of your budget, you have options! It’s not so much about the brand but how do you feel with each item. My closet is a mix of high end stores and a bunch of easy and affordable complimentary pieces from Zara, H&M, Forever21.. you get the point. J.Crew outfit details this way… JACKET: denim jacket in tyler wash is a wear-with-everything layer made from 50 percent recycled cotton $128 (30% off with code TIMETOSHOP) | TEE: three-quarter sleeve football tee in stripe $45, sailor stripes make everything better don’t you think? | SHORT: collection lemon tiger lily short $188 | SANDALS: cross-strap flat sandals $45, metallic is the way to go this summer | TOTE: Mar y Sol caracas” tote bag $115, I’m a big fan of this brand , here’s a little bit about the designer: After a trip to Africa in 2003, Laurel Brandstetter was inspired to launch an accessories collection that would help support local artisans while showcasing their traditional crafting techniques. Her line, Mar Y Sol, is committed to using sustainable materials like woven sisal, raffia and seagrass | HAT: wide-brimmed straw hat $44 | SUNGLASSES: illesteva leonard II tortoiseshell sunglasses $290. H&M outfit details this way… JACKET: denim jacket $39.95 | TEE: boat-neck top $17.95 | SHORT: short shorts $24.95 | SANDALS: $29.95 | TOTE: large straw bag $24.95, I’m in love with this tote bag! | HAT: straw hat $12.95 | SUNGLASSES: $9.95.